Ask Matt

Our very own student loans resource answers your questions



Question:
What exactly does forgiveness of student loans mean? Does Horace Mann forgive loans?

Answer:
Great questions! There are various federal forgiveness programs that allow educators who have met certain employment qualifications to forgive part or even all of their total student loan debt. First, student loan forgiveness is only for federal loans, not private loans. That said, over 90% of student loans are federal loans.

However, it’s not always easy to navigate the federal government’s forgiveness programs. That’s where we come in.

Horace Mann doesn’t forgive student loans, but we do have a team of individuals who know the ins and outs of the rules and qualifications of the federal government’s student loan forgiveness programs. We can help you better understand your different payment options and navigate the forgiveness programs—and that help can really make a difference!

Now, your follow-up question is probably going to be, “But just how much of a difference?” On average, we’ve helped educators save over $300 a month in student loan payments and get on the path to more than $250 million in student loan forgiveness.

If your next question is, “But does it cost money to receive your help?” The answer is … nope, not at all. To get started, just put your student loan info into this form (it only takes about 10 minutes). We’ll review it and give you your very own student loan assessment with options that may help you.

Have a question?

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The information provided here is for general informational purposes only and should not be considered an individualized recommendation. Horace Mann is a private company not affiliated with the Department of Education or the federal government. Horace Mann does not negotiate, adjust or settle debts. No assistance provided by Horace Mann constitutes official action for purposes of the government program or guaranteed results.



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